[ad_1] To apply for the Housing and Development (HDB) concessionary housing loan, there are a few things a Singaporean must know. Since 1 January 2007, all would-be flat buyers or transferees that wish to obtain such a loan will first need to obtain an HLE (HDB Loan Eligibility) letter. Beside the eligibility conditions and the HLE terms (HDB Loan Eligibility), there are several documents that an applicant/occupant must provide to the HDB prior to filling in the online form, as…